Launching a business. Part one: get all your ducks in a row.

The idea of leaving steady employment behind in pursuit of starting your own business might be intoxicating, but do your homework first. Ask yourself these basic questions right now:

• Who is your target client base?
• How are you going to attract them?
• Have you already started cultivating potential customer relationships? 

Once you have a...

Retirement roadmap. Part one: do these three things first.

The Employee Benefits Security Administration (EBSA) of the U.S. Department of Labor states, “In 2014, 30 percent of private industry workers with access to a defined contribution plan (such as a 401(k) plan) did not...

Cashing in those savings bonds could cost you.

Saving up savings bonds? Not sure whether to cash them in or not? Take a moment before making that decision because your financial circumstances could either help or hurt you.

Initially created to fund U.S. military efforts in WWII, savings bonds have been a safe and secure investment for decades. And while they’re not necessarily a wise investment these days (paying as little...