4Wealth® Advisors, Inc. — Company Retirement Plans

We provide a full range of advisory services for 401(k) and pension plans. Our advisors help you consider all factors when structuring a plan — investment objectives, risk and return characteristics as well as the performance of each investment option offered by your pension plan. We also help you to evaluate how fees and expenses will impact your investment returns and retirement income.

We help small businesses and self-employed individuals evaluate whether a 401(k) plan is more beneficial and cost-effective than other options. Once considered a retirement tool for larger companies, the Economic Growth and Tax Relief Act of 2001 made 401(k) plans more beneficial to the self-employed than in earlier years. The two key changes enacted relate to the increase of the allowable "Employer" deductible contribution and the "Individual" IRC-415 contribution limit.

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Our Blog

The importance of having a will or trust. Part one: comparing the options.

Peter D. Recchia, CPA, AIF

June 7, 2017

There’s much you can find on the internet on the ramifications of not having a will. In a nutshell, Illinois intestacy law* dictates distribution of the deceased’s estate as...


Phone: (708) 695-5300 • Fax: (708) 456-9130